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Seize the Power of Kwara's USSD

With Kwara’s USSD feature, we bring unrivaled convenience, accessibility, and growth opportunities.

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kwara ussd mockup screen

Control your finances at your fingertips

Streamlined Balance Checks

No more long queues or branch visits. Members dial *341# and they instantly know their account balance, always staying in the loop.

Flexible Saving Deposits

Sacco members can deposit funds into their accounts at any time, from anywhere, allowing them to tailor their savings plan to their unique needs and preferences.

Seamless Airtime Top-Ups

Your members stay connected with their loved ones effortlessly and earn a bonus into their SACCO savings with every top-up

Access To Instant Loans

Life's unexpected challenges can arise at any moment. Kwara offers your members the convenience of applying for instant mobile loans, with funds disbursed within seconds.

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Increased Membership

We always keep our technology up to date with the most advanced security measures, such HTTPS, XSS prevention

Operational Efficiency

Our products prioritise secure policies such as least-privilege, data encryption in transit & at rest and secure-by-default

What SACCO members have to say

Kwara Sacco Client
"Since the SACCO gave us Kwara, I have applied for 4 or 5 instant loans. The loans are short-term, just 30 days, but have good terms."
Margaret Mbuthia

Nyeri South Sacco Member

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What is Kwara's USSD feature (*341#)

Kwara's USSD feature, *341#, is a mobile banking service that provides convenience and accessibility to SACCO members. It allows you to perform various financial transactions directly from your mobile phone.

How can I access the USSD feature?

You can access Kwara's USSD feature by dialing *341# on your mobile phone. It's available to all SACCO members.

Is the USSD feature secure?

Yes, Kwara's USSD feature is secure. We use advanced encryption and security measures to protect your financial information.

Do I need a smartphone to use it?

No, you don't need a smartphone. Kwara's USSD feature can be accessed from any mobile phone, including feature phones.

How can I check my account balance?

To check your account balance, simply dial *341# and follow the on-screen instructions.

Can I deposit money into my SACCO account with USSD?

Yes, you can deposit money into your SACCO account anytime, anywhere using Kwara's USSD feature.

How do I buy airtime?

You can top up your phone directly from your SACCO account by dialing *341# and selecting the option to buy airtime.

What should I do if I forget my PIN?

If you forget your PIN, you can reset it instantly using Kwara's USSD to regain access to your account.