The digital banking platform for SACCOs

Embrace digital transformation. Gain control over daily operations, attract more members, and increase revenues.

Kwara sacco loans detail view on mobile phone, best sacco management portal

SACCO Software trusted by over 47 SACCOs and 60,000+ members

The first shared digital banking platform with a cooperative spirit

Benefits for SACCOs

Take your SACCO to the next level. Achieve your ICT strategy and easily go digital.

  • Empower members to transact from anywhere
  • Reduce repeat manual work
  • Enjoy reliability with free + consistent support
  • Manage all operations yourself, end to end
  • Reduce your reliance on vendors
  • Benefit from a SACCO-specific platform
More about Kwara for SACCOs

Benefits for Members

Benefit from clarity on your financial status, to understand how your SACCO is growing your wealth.

  • Less cost for your SACCO means higher dividend for you
  • Faster loan processing with less paperwork required
  • Easily know how much you've saved and how much you owe
  • Quickly register for a SACCO online from anywhere
  • Build your credit score so you can borrow more. Goodbye shylocks
More about Kwara for Members
Kwara loans detail view on mobile phone

A powerful trio of products to turn your SACCO into a digital bank.

Why Kwara

Kwara helps SACCOs thrive by unlocking their full digital potential.

Online member signup


Consistent and human support


Military-grade security


No CAPEX. Pay as you go.


”We wanted an efficient, secure, and fast platform for our SACCO - we got it all in Kwara. This is really the future.”

Steve BikoChief Information Officer of Kenya Bankers Sacco Benefits for SACCOs

Serving 40,000+ members and counting

11k loans

under disbursal


API calls to date

KES 9bn+

under management


more cost effective

Want to know more?

Get in touch with us. Our team is happy to help you to future-proof your SACCO.

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