Our Plans

“By introducing kwara we achieved 30% more efficiency in our SACCO.”- Steve Biko, CIO of Kenya Bankers Sacco

Essentials

from 300k KES +vatper year, billed quarterly or annually
  • Online Membership Enrollment
  • Automated savings account opening
  • Member-driven lump sum deposit allocation
  • Online loan origination and appraisal
  • Pay-in pay-out through Mobile Money
  • Offline transactions through USSD
  • Online SACCO portal, Android and iOS apps
  • Built in CRM functionality
  • In-app and SMS notifications - subject to bulk SMS fees
  • Savings analytics
  • Loans analytics
  • Accounting & financial reports
  • Member analytics: activity, eligibility, creditworthiness
  • Treasury management: Chart of accounts, General Ledgers
  • Open APIs for other 3rd party integrations (e.g CRMs)
  • SLAs and business continuity
  • Online web-app access for staff
  • Automated double entry accounting
  • Bank and mobile money reconciliations
  • Multifactor Authentication (2FA)
  • Maker / Checker permissions
  • Data encryption
  • Enforced complex password policies
  • Data backups and restoration
  • Security dashboard
  • Audit trails
  • Auto-disabling of inactive accounts
  • Access controls
  • Cloud based hosting with multi-region redundancy
  • Continuous SaaS updates
  • Guaranteed uptime 99.9%
  • Online help center
  • Live chat with 15 min response
  • Email support with guaranteed response under 24hrs
  • Phone Support during business hours

for up to 500 members

up to 10M KES in assets

Most SACCOs prefer Premium

Premium

from 1.44m - 3.6m KES +vatper year, billed quarterly or annually
  • Online Membership Enrollment
  • Automated savings account opening
  • Member-driven lump sum deposit allocation
  • Online loan origination and appraisal
  • Pay-in pay-out through Mobile Money
  • Offline transactions through USSD
  • Online SACCO portal, Android and iOS apps
  • Built in CRM functionality
  • In-app and SMS notifications - subject to bulk SMS fees
  • Savings analytics
  • Loans analytics
  • Accounting & financial reports
  • Member analytics: activity, eligibility, creditworthiness
  • Treasury management: Chart of accounts, General Ledgers
  • Open APIs for other 3rd party integrations (e.g CRMs)
  • SLAs and business continuity
  • Online web-app access for staff
  • Automated double entry accounting
  • Bank and mobile money reconciliations
  • Multifactor Authentication (2FA)
  • Maker / Checker permissions
  • Data encryption 
  • Enforced complex password policies
  • Data backups and restoration
  • Security dashboard
  • Audit trails
  • Auto-disabling of inactive accounts
  • Access controls
  • Cloud based hosting with multi-region redundancy
  • Continuous SaaS updates
  • Guaranteed uptime 99.9% 
  • Online help center
  • Live chat with 15 min response
  • Email support with guaranteed response under 24hrs
  • Phone Support during business hours
  • Tills, Tellers and Vaults for Front Office SACCOs
  • Customer live chat
  • Access to ATM, Debit and Credit Cards
  • Cross-border remittance via Transferwise
  • Configurable financial reports through Jasper
  • Centralized analytics dashboard
  • Credit rating & scoring - subject to third party CRB fees
  • KYC through IPRS - subject to third party CRB fees
  • FAST Batch transaction posting (Check-off)
  • FAST Batch direct debit processing
  • Batch transaction validation
  • Debt collection tracker
  • Internal standing orders
  • Core banking operations: Interest allocations
  • Automated journal entries
  • Transaction verification
  • Direct bank-bank transfer via PesaLink
  • Priority Phone Support 24/7
  • Online developer documentation
  • Multi-lingual support

for up to 10,000 members

up to 1Bn KES in assets

Enterprise

Custom pricingPlease call us
  • Online Membership Enrollment
  • Automated savings account opening
  • Member-driven lump sum deposit allocation
  • Online loan origination and appraisal
  • Pay-in pay-out through Mobile Money
  • Offline transactions through USSD
  • Online SACCO portal, Android and iOS apps
  • Built in CRM functionality
  • In-app and SMS notifications - subject to bulk SMS fees
  • Savings analytics
  • Loans analytics
  • Accounting & financial reports
  • Member analytics: activity, eligibility, creditworthiness
  • Treasury management: Chart of accounts, General Ledgers
  • Open APIs for other 3rd party integrations (e.g CRMs)
  • SLAs and business continuity
  • Online web-app access for staff
  • Automated double entry accounting
  • Bank and mobile money reconciliations
  • Multifactor Authentication (2FA)
  • Maker / Checker permissions
  • Data encryption 
  • Enforced complex password policies
  • Data backups and restoration
  • Security dashboard
  • Audit trails
  • Auto-disabling of inactive accounts
  • Access controls
  • Cloud based hosting with multi-region redundancy
  • Continuous SaaS updates
  • Guaranteed uptime 99.9% 
  • Online help center
  • Live chat with 15 min response
  • Email support with guaranteed response under 24hrs
  • Phone Support during business hours
  • Tills, Tellers and Vaults for Front Office SACCOs
  • Customer live chat
  • Access to ATM, Debit and Credit Cards
  • Cross-border remittance via Transferwise
  • Configurable financial reports through Jasper
  • Centralized analytics dashboard
  • Credit rating & scoring - subject to third party CRB fees
  • KYC through IPRS - subject to third party CRB fees
  • FAST Batch transaction posting (Check-off)
  • FAST Batch direct debit processing
  • Batch transaction validation
  • Debt collection tracker
  • Internal standing orders
  • Core banking operations: Interest allocations
  • Automated journal entries
  • Transaction verification
  • Direct bank-bank transfer via PesaLink
  • Priority Phone Support 24/7
  • Online developer documentation
  • Multi-lingual support
  • Custom member savings goals
  • Autosaving and autorepayment
  • Instant mobile lending
  • Customer Support and Ticketing CRM
  • Machine-Learning powered analytics
  • Built-in Document Management System
  • Automated incoming remittances
  • Automated Reconcilliation
  • Loan Process Automation
  • Card transaction processing via Cybersource
  • Restricted IP access
  • Data Escrow
  • Dedicated Customer Account Manager
  • Bi-weekly staff refresher training
  • Multi-currency support
  • Modern SACCO website
  • Branded mobile member web-app

Find the perfect plan

Not sure which plan fits best to your SACCOs needs? Fill out this form and find out what’s best for your SACCO.

Up to 100M KES

With Kwara you can save up to 15% compared to traditional legacy systems

Kwara is backed by

“Kwara unleashes the true potential of SACCOs to promote financial safety and solve the Instant Loan ‘Debt Trap’ once and for all.”

Cynthia WandiaCo-founder & CEO at Kwara Benefits for SACCOs

Serving 27,000+ members and counting

11k loans

under disbursal

1M

API calls to date

KES 9bn+

under managment

70%

more cost effective

Commonly asked questions

How many people can use the software at once?

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Do you have a money back gurantee?

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Are there any other costs for set up or support?

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What is included in my offer?

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What are SACCOs?

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Schedule a demo for us to present to your board how Kwara can supercharge your SACCO