Kwara helps SACCOs better serve their members.

Kwara offers a secure, simple and affordable digital banking platform for SACCOs and their members, who are often excluded by traditional banks.



Our technology

Brand Vision


Our mission is to strengthen existing member-based financial institutions that serve the 3 billion un- and underbanked people in emerging markets.

History of Kwara


Kwara founded


Platform launched


Google Launchpad admission


Cross 20,000 member mark

A glimpse of life at Kwara

We're a small team with big ambitions. And having fun while at it.

Our Values

Always be learning

Care for the user

Enjoy the ride

Be clear and truthful

Strength in diversity

We go together

Always be learning

You always develop yourself and learn from mistakes. You would leave Kwara a better person than when you came in. You are curious about new ideas and practices. You try to understand the why. You have a generally curious outlook on life. You search for answers outside the box. You are willing to try new things.

“Beating the competition is relatively easy. Beating yourself is a never-ending commitment.” - Nike

The faces behind Kwara

We are a team of odd, different, yet surprisingly aligned team members who strive for the very best of themselves. Our team thrives on big wins and will work relentlessly to achieve them.

Anthony Ilomo smiling, team member of KwaraAnthonySoftware Engineer
Aurelio smiling, team member of KwaraAurelioSoftware Engineer
Austin Kabiru smiling, team member of KwaraAustinStaff Engineer
Cheryl smiling, team member of KwaraCherylSales Development Representative
Chris Nyaga smiling, team member of KwaraChrisSoftware Engineer
Cynthia Wandia smiling, team member of KwaraCynthiaCo-Founder, CEO
David Hwan smiling, team member of KwaraDavidCo-Founder, Head of Operations & ASEAN
Edward Karanja smiling, team member of KwaraEdwardSoftware Engineer
Fadik smiling, team member of KwaraFadikSoftware Engineer, Scrum Master
Joe smiling, team member of KwaraJoeSales Account Executive
Lewis Kang'ethe Ngugi, Meet Team KwaraLewisUX Designer, Growth Marketer
Margaret Ochieng, margierain, smiling Meet Team KwaraMargaretProduct Associate
Salome Njoki smiling, team member of KwaraSalomeSales Account Executive
Stephen K. Njuguna smiling, team member of KwaraStephenProduct Manager


Our investors and advisors walk the journey with us, tirelessly supporting our mission and having fun with us as well!

Nikolaus von TaysenNikolaus van TaysenFounding Investor & Advisor
Norbert GebhardNorbert GebhardAdvisor


Kwara in the news

Catalyst Fund
KCB Group
Microfinance Information Exchange
Metropol TV
Inclusive Fintech 50
Singapore Fintech Festival

Become a part of our team

We are always on the look-out for smart, enthusiastic people to come help us build the best SACCO product in the world!

Want to know more?

Kwara app dashboard on a Laptop