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Web and mobile banking platform for the SACCO of the future, delivered today.

Kwara

Kwara offers a secure, simple and affordable digital banking platform for SACCOs and their members, who are often excluded by traditional banks.

Kwara helps SACCOs better serve their members.

Our mission is to strengthen existing member-based financial institutions that serve the 3 billion un- and underbanked people in emerging markets.

Our vision is to be the leading digital banking platform for savings and credit cooperatives, and their members, to enable even the most vulnerable people to become financially healthy.

We offer a cloud-based, secure digital banking platform, compatible with all modern browsers and accessible from both smartphones and feature phones. 

In an environment where most individuals are left behind, securing financial needs is not an easy task. Sudden events, unplanned situations and lack of safety nets push people to:

Dive into the Instant Loan vs Debt Trap spiral

Put stress on family / friends and deteriorate ties

We're a small team with big ambitions. And having fun while at it.

Small team with big ambitions. And having fun while at it.

You always develop yourself and learn from mistakes. You would leave Kwara a better person than when you came in. You are curious about new ideas and practices. You try to understand the why. You have a generally curious outlook on life. You search for answers outside the box. You are willing to try new things.

“Beating the competition is relatively easy. Beating yourself is a never-ending commitment.” - Nike

The user is your main priority. You ensure all users have the best experience possible. You care about the human in the user. You always have the user in mind in your daily work. You are happy when the user succeeds.

“Yet, taught by time, my heart has learned to glow for other’s good, and melt at other’s woe.” – Homer

You are happy to show up at work. You actually enjoy spending time together. You light up the workspaces with emojis and GIFs. You participate in team events when you can. You make people’s day lighter.

“When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life” - John Lennon 

You communicate clearly even with people in different locations. You move information from within your mind to the shared environment. You explain what you mean. You manage expectations upfront.

“Honesty and transparency make you vulnerable. Be honest and transparent anyway” - Mother Teresa

You focus on being one team. You remain accommodative for everyone. You are respectful of differences. You actively eliminate implicit biases. You don’t discriminate.

“Could a greater miracle take place than for us to look through each other’s eye for an instant?”  – Henry David Thoreau

You reach out to your team members across teams and locations. You help a team member when needed. You align with the Kwara strategy. You actively try to gather opinions from team members. 

Nguvu ni kusaidiana. Strength is helping each other. - Swahili Proverb

Anthony is a Software Engineer, mathematician, yogi, and enthusiastic problem solver. He’s energised by learning and building and is proud to be a member of the Kwara team.

Anthony

Aurelio is a software engineer with focus on anything frontend. Coding is not only his daily job but also his greatest passion.

Aurelio

Austin is a Software Engineer formerly working for BBC News via Andela. He is fascinated by simple solutions to complex problems. In his other life, he is a classical musician who enjoys playing trombone and piano

Austin

Passionate and data driven business development , client relationship & account management expert. I am currently involved in direct sales to financial institutions , SACCOs & SMEs on Fintech , SaaS , CRM & Telcom solutions with growth into the East African market.

Cheryl

Chris is a Software Engineer who loves building impactful products while working with passionate individuals such as the Kwara team. On the weekends he's either playing Call of Duty or at the gym doing some calisthenics.

Chris

Cynthia is an explorer, engineer and polyglot, leading an incredible team to build the infrastructure to turbocharge fair financial institutions.

Cynthia

Purpose-driven entrepreneur on a lifelong mission to tip the scales of unequal opportunities. 

David

Edward is a musician, environmentalist and dad whose dream is to automate day-to-day activities through tech.

Edward

Fadik

Working in a challenging environment gives a great passion to believe more. my ambition is to grow and excel in business management, positively influencing organizational direction and performance.

Lewis is a UX Designer focused on crafting elegant interfaces to bring delight to every Kwara experience. His superpower is design, UX, and brand. Previously a designer for Safaricom PLC, Cellulant, Capital FM Kenya, Skyline Design and ARK Africa.

Lewis

Margaret helps build user-centric platforms that also make business sense. Thrives in both individual and collaborative capacities. Career roots: Software Engineering working with FrontDoor, Viral Launch and RBI through Andela.

Margaret

With operations and administration in her background and at heart Salome wants every SACCO in Kenya to speak and use Kwara for daily efficiency and effectiveness.
#workingmum

Salome

Stephen helps Kwara design and ship awesome products that delight our customers & provide value. Past experiences include: Andela Ltd, JamboJet Ltd, Spire (now Shortlist), Maramoja Transport and Google

Stephen

We are a team of odd, different, yet surprisingly aligned team members who strive for the very best of themselves. Our team thrives on big wins and will work relentlessly to achieve them. 

As a serial entrepreneur and experienced company builder, Nikolaus is Founder of both Bonum and Finparx and Partner at Rumford. Before starting his first ventures he volunteered in a refugee camp of the United Nations in Africa and has reconstructed bridges and streets as sapper of the peace enforcement army of NATO in the former Yugoslavia. Now he is driving venture development and team building at Bonum. Nikolaus is alumnus of the CDTM. 

Nikolaus van Taysen

Norbert has been Director at the German Savings Banks Association in Berlin, Board Member at Europay in Brussels and General Manager at MasterCard in New York, lately responsible for global travel solutions, B2B and enterprise partnerships.

Norbert Gebhard

Our investors and advisors walk the journey with us, tirelessly supporting our mission and having fun with us as well!

Supporters

Meet Kwara, a startup in the new Africa Immersion program. 

Google

Meet Kwara, the digital platform powering Kenya’s cooperative savings and credit sector.

Catalyst Fund

Digitizing Saccos so that they become easy to join & start saving was one of the key elements that Kwara built their platform on.

KCB Group

MIX at UN Week 2019: How can fintech solve long-standing development challenges?

Microfinance Information Exchange

Tech It Away | The Kwara App: Kwara wins 2019 Global Fintech Hackcelerator

Metropol TV

Winners of the The 2019 Inclusive Fintech 50: B2B2C | Infrastructure 

Inclusive Fintech 50

Global FinTech Hackcelerator Finalists, MAS announces

Singapore Fintech Festival

We are always on the look-out for smart, enthusiastic people to come help us build the best SACCO product in the world!

We're built for Savings and Credit Cooperatives (SACCOs). Our mission is to strengthen existing member-based financial institutions that serve the 3 billion un- and underbanked people in emerging markets.

Kwara helps SACCOs better serve their members.

Mission

Vision

Our technology

Brand Vision

Mission

History of Kwara

A glimpse of life at Kwara

Our Values

Always be learning

Care for the user

Enjoy the ride

Be clear and truthful

Strength in diversity

We go together

Always be learning

The faces behind Kwara

Investors

Kwara in the news

Become a part of our team

Want to know more?