Kwara

Take your SACCO to the next level. Achieve your ICT strategy and easily go digital. Your members will reward you with loyalty and engagement because of it.

Continue your SACCO's journey of growth. Lend more to the right members, faster, when and how they need it.

Ensure compliance, and increase your capacity to lend.

Better support your members financial journey.

An intuitive, easy-to-use user experience. Don’t worry, we’ll still onboard you and your team.

Automatically reconcile bulk transactions

Digitized compliance through audit trails 

No automated borrowers data capture validation

Compete and win against other lenders. Offer loans in minutes - all digital.

Know your financial status. View your account digitally from anywhere. A real-time window into your finances, accessible only by you.

Trust that your accounts are secure. Automatically access your finances anytime, from anywhere.

Less cost for your SACCO means higher dividend for you

Faster loan processing with less paperwork

Easily know how much you've saved and how much you owe

Quickly register for a SACCO online from anywhere 

Build your credit score so you can borrow more 

Quickly and easily register to a SACCO of your choice on Kwara, track finances and apply for loans through a one platform.

Easy online registration to start building a safety net

View your balances without having to call your SACCO

Access your SACCO account from ATMs or agents around the country

Kwara transmits all data in encrypted form – whether these are sent to its own servers or even to the credit bureau. The encryption technologies used are also used by banks for their online services. 

We recently upgraded our system. Can Kwara be integrated with our current platform for some of the functionalities lacking in our system?

Kwara is built API-first, which means we can provide an easy integration to modern services. Contact us to see how you can make use of our Open API.

All SACCOs can access the real-time Kwara Live Chat, a detailed knowledge base, email support, all included in your plan. Enterprise customers also benefit from a dedicated Customer Success manager.

Your data is accessible only to the SACCO staff who have permission to administer your account.

We realize there is a lot of pressure right now to borrow from digital lenders. You might already be in a situation of debt. We encourage you to join your nearest SACCO and explain your current situation, to start saving towards sustainable lending.

Achieve 30% more efficiency in your SACCO.

We build on military-grade cybersecurity and a cloud based technology.

Kwara delivers a beautiful, secure online and mobile digital banking experience for Savings and Credit Cooperatives (SACCOs). Take your SACCO to the next level. Achieve your ICT strategy and easily go digital. Clarity on your financial status, to understand how your SACCO is growing your wealth.

Discover the Kwara Advantage

Benefits for SACCOs

Better support your members financial journey.

How it works

Benefits for Members

Build your financial safety net

How it works

Commonly asked questions

How secure is my data?

We recently upgraded our system. Can Kwara be integrated with our current platform for some of the functionalities lacking in our system?

How does Kwara provide support?

Who can see and access my data?

How can I get out of debt?

Kwara's pricing plans

Kwara's security strength